An amount equal to the MSB sum insured will be paid in case one of the following surgeries was performed on the policyholder:
- Coronary artery by-pass surgery
- Surgery for a disease of the aorta
- Replacement of a heart valve
- Major organ transplant
- Cancer surgery
Any death or other benefit payable under the basic policy later will be reduced by the amount paid under this rider.
Equal to the basic policy premium paying term or till the insuredís turns 65, whichever is earlier.