GROUP HEALTH INSURANCE RIDERS


Critical Illness Care
This rider increases the limits provided under the Hospital Expense coverage for the employee and spouse only, in case the patient undergoes any of the following costly medical treatment:
  • Heart attack (Myocardial Infraction)
  • Cancer
  • Coronary Artery By-Pass Surgery
  • AIDS
  • Major Organ Transplant
  • Angioplasty Surgery
  • Hepatitis B & C
  • Major/Severe burns to at least 75% of the body
  • Kidney Failure (End Stage)
  • Additional coverage or modification to the above items can be done after consent of the client and the company
Outpatient Treatment
This rider provides coverage for outpatient treatment to the entire family of the employee due to sickness or accidental injuries. Eligible outpatient treatment expenses include:
  • Doctor's Fee
  • Medicines & drugs
  • Minor Operations
  • Dental Care (Optional)
  • Eye sight testing (Optional)
  • Laboratory and X-Ray tests
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